LAST UPDATED APRIL 2021

Disclaimer

All information provided on this Website has been obtained from sources believed reliable, but may be subject to errors, omissions, changes or withdrawal without notice. ReadyLendGo and its affiliates make no representation, warranty or guaranty as to accuracy of any information contained herein. You should consult your advisors for an independent verification of any properties.

Terms of Use

This Terms of Use agreement (hereinafter «this agreement») is a legal agreement between you and ReadyLendGo, the owner of this Website (hereinafter «Company», «we», «us») providing the terms and conditions for your use of our Website (the «Website»).

We reserve the right to modify these Terms of Use and will post a copy of the amended agreement on the Terms of Use webpage. If you do not agree to, or cannot comply with, the agreement as amended, you should not use the Website. You will be deemed to have accepted the agreement as amended if you continue to use the Website after any amendments are posted on the Website. We also reserve the right to refuse to provide our products and services to anyone at any time.

This agreement contains Warranty and Liability Disclaimers as well as Advertising Disclosure. By using this Website, you accept and agree to the terms and conditions of this agreement without any reservations, modifications, additions, or deletions. If you do not agree to the Terms of Use contained in this agreement, you are not authorized to use the Website. You may be denied access to the Website, with or without prior notice, if you do not comply with any provision of this agreement.

SERVICES POLICY

You understand and agree that we are not a lender or issuer of the services featured on the Website. Any services at this website made available to you after you receive a financial offer from an issuer and remain the sole responsibility of the respective offer providers. ReadyLendGo may act as a consultant or broker, or may simply forward you to certain third parties that may offer certain services that you may seek in the area of commercial Real Estate.

LOAN REQUEST POLICY

Our Company is not a lender and does not accept loan applications. It only accepts requests to be connected with lenders and may collect information from your business pertaining to potential loan applications with such third parties. Each lender may use the information you provide on this Website for your application for credit. Your receipt of an electronic or other form of confirmation that your request has been submitted does not signify any acceptance of your application with your prospective lender, nor does it constitute confirmation of any offer to fund. Company may require additional verifications or information before accepting any request. Company is not responsible for requests on the Website or applications to lenders that cannot be funded or unsuccessful result of funding arising from an applicant’s ineligibility to qualify for the funding opportunity.

Personal Data Processing Policy

The Company may use Personal Data for the following purposes:

1.  To provide and maintain our Website (including to monitor the usage of our Website) 

2.  To manage Your Personal Data: to manage Personal Data you input when using the Loan Calculator on our Website and following forms: Get a Quote, Structure Your Loan and Start Work with Us. The Personal Data You provide can give You access to different functionalities of the Website. 

3.  To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication regarding updates or informative communications related to the functionalities or services, including the security updates, when necessary or reasonable for their implementation. 

4.  To provide You with news, special offers and general information about services and events which we offer. 

5.  To manage Your requests: To attend and manage Your requests to Us. 

6.  For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Website, services, marketing and your experience.

Retention of Your Personal Data

We will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Website, or in case We are legally obligated to retain this data for longer periods.

Transfer of Your Personal Data

We will take all steps reasonably necessary to ensure that Your Data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Copyrights and Other Intellectual Property

As between you and Company, you acknowledge that Company owns or has a license to all title and copyrights in and to the content provided on this Website, including trademarks. All title and intellectual property rights in and to any licensed content provided on this Website is the property of the respective content owners; and may be protected by applicable copyright, trademark or other intellectual property laws and treaties, and subject to use restrictions under such laws or treaties.

Disclaimers

1. This Website (including all of its content) is provided to you «as is». Any use of this Website is at your own risk. To the maximum extent permitted by applicable law, Company disclaims all warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Company makes no representations, warranties, or guarantees that this site will be free from loss, destruction, damage, corruption, attack, viruses, interference, hacking, or other security intrusion, and Company disclaims any liability relating thereto.

1.1 Company makes no representations, warranties, or guarantees that the use or results of the use of the Website (including all of its content) is or will be accurate, reliable, current, uninterrupted, or without errors. Without prior notice, Company may modify, suspend, or discontinue any aspect or feature of this Website or your use of this Website. If Company elects to modify, suspend, or discontinue the Website, it will not be liable to you or any third party.

1.2 All property listing information which may be contained within this Website is subject to the possibility of errors or omissions; change of price, rental, or other conditions; prior sale, lease, or financing; or withdrawal without notice. Any projections, opinions, assumptions, or estimates contained within this Website are for example only, and such projections, opinions, assumptions, or estimates may not represent the current or future performance of a listed property. You and your tax and legal advisors should conduct your own investigation of any property listed on this Website and of any contemplated transaction concerning any property listed on this Website.

1.3. You acknowledge that your submission of any information to us is at your own risk. Company does not assume any liability to you with regard to any loss or liability relating to such information in any way.

1.4. Some of the content and services available through the Company Website may include materials that belong to third parties. You acknowledge that Company assumes no responsibility for such content, products, or services.

Limitation of liability

In no event will Company be liable to you for indirect, general, special, incidental, consequential, exemplary, or other damages (including, without limitation, any losses), even if Company has been advised of the possibility of such damages. No information or advice given by Company or others will create a warranty, and neither you nor any third party may rely on any such information or advice. Some jurisdictions do not allow the exclusion of implied warranties or limitations, or the exclusion of liability for incidental or consequential damages, so the above exclusions and limitations may or may not apply to you.

General

1. You will be responsible for providing the dial-up, DSL, cable modem, or other form of internet access, and any other hardware and software necessary to access and use the Website.

2. Company complies with all applicable laws, including but not limited to privacy laws and individual state laws. You agree that you will comply with all such laws applicable to you.

3. Company or its business partners may present advertisements or promotional materials on or through the Website. Your dealings with, or participation in promotions of, any third-party advertisers on or through the Website are solely between you and such third parties, and your participation is subject to the terms and conditions associated with that advertisement or promotion. You agree that Company is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third-party materials on the Website.

4. General contact information. For questions regarding this Website or your use of this Website, please contact us at — hello@readylendgo.com 

5. You acknowledge that you have read this agreement, understand it, and will be bound by its terms and conditions. You further acknowledge that this agreement represents the complete and exclusive statement of the agreement between you and Company, and that it supersedes any proposal or prior agreement, oral or written, as well as any other communications between you and Company relating to the subject matter of this agreement.

Advertiser Disclosure

1. Company is not affiliated with any government agency.

2. We promptly send loan requests to a Loan Agent or Affiliate Partner. The Loan Agent or Lender Partner will review this request. If they determine that you may qualify for a particular loan, they connect you with a specific lender in their network and assist you in submitting your loan application to the lender. The lender you are connected with (if any) will only be disclosed after you submit your request.

3. Submitting a request on this Website and submitting the application through Structure Your Loan form (for individuals) or Start Work With Us form (for legal persons) are free. Many factors impact which lender, if any, you may be connected with. How much the lender is willing to pay Loan Agent or Lender Partner may have an impact. Loan Agent or Lender Partner does not have access to all lenders offering loans.

4. If Loan Agent or Lender Partner determines that you are not eligible for a particular loan, you may receive offers for different types of loans. You are at no obligation to accept any loan offers made to you. Many factors affect which of these lenders, if any, may offer you a loan. Always carefully review the details of loan offers shown to you and compare it with other options.

5. The companies to which we may connect you determine the underwriting criteria necessary for approval. You should review each such company’s complete terms and conditions to determine which funding option works for your financial situation. There is never a guarantee you or your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms shown. Lender terms and conditions will apply and all offers and may not be available in all states. You should always ask your loan representative for details.

6. This disclosure is not intended to fully and completely describe all the advertising activities of this Website or of its affiliates and partners.